Other Medical Schools
Residents & Fellows

We help residents and fellows at campuses across the United States. Whether you are starting your training or transitioning in to practice, we can help with any planning concern. Initially, a physician’s biggest planning concern is acquiring adequate disability income insurance. You have invested so much time and energy to get to where you are now, shouldn’t your specialty be protected?

Specialty-specific, non-offsetting personal disability insurance policies are much more comprehensive than employer-provided group benefits.  We can help you secure:

  • Up to $5,000 of supplemental disability insurance if you are a resident or fellow.
  • Permanently discounted unisex premiums for females in many institutions.
  • The best coverage for your occupational specialty using an independent evaluation of the top six carriers.

If you have other issues and concerns such as life insurance, savings and retirement, we can help.

You spend all of your time helping people with their physical health.   Let us help you with your financial health.

Schedule Your Complimentary Consultation Today

Causes and Chances of Disability


Number of individuals between 21 and 64, with a BA degree or higher, who reported a disability in 2011.1


The Approximate number of disabilities are caused by illnesses rather than accidents.2


Number of doctors, aged 21 to 64, that will incur a disability lasting longer than 90 days. Between the ages of 30 and 34, the length of disability goes up to an average of 78 months.3

Over 70%

The percent of individuals that say a disability (which prevents them from working) would likely be caused by a serious accident, when more than 90% of disabilities are actually caused by illness.4

Common causes of individual disability insurance claims are:

Source: Principal Life Disability insurance claims payments issued in 2011. The above is for illustrative purposes only and is not intended as an inclusive representation of all claims.

Learn More About UT Medical Foundation Benefits for Part A Disability

1. Erickson, W., Lee, C., von Schrader, S. (2013). Disability Statistics from the 2011 American Community Survey (ACS). Ithaca, NY: Cornell University Employment and Disability Institute (EDI). Retrieved Mar 07, 2013 from www.disabilitystatistics.org
2. Council for Disability Awareness, “Disability facts you should know”, December 2011?
3. Council for Disability Awareness- Personal Disability Quotient
4. Council for Disability Awareness 2010 Consumer Disability Awareness Study