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Collectively, Richard Cunningham (CA Insurance License #0E34625), Paul Smith (CA Insurance License #0188766), and John Jackson are agents licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies in the states of LA, TX, OH, PA, CA. No insurance business may be conducted outside this/these state(s) referenced.

Collectively, Richard Cunningham, Paul Smith and John Jackson are Registered Representatives of and offering securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, (512) 329-4200. In this regard, this communication is strictly intended for individuals residing in the states of TX, PA. No offers may be made or accepted from any resident outside the specific state(s) referenced.

Physician's Resource Services is not owned or operated by NYLIFE Securities LLC or its affiliates.

Collectively, Richard Cunningham and Paul Smith are also separately registered as investment adviser representatives under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of TX,  CA. As such, these services are strictly intended for individuals residing in TX, and CA.

Neither New York Life Insurance Company, Eagle Strategies LLC, nor its agents or advisors, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.